Retail Banking & Debt Planning

Loan & EMI Calculators

Borrowing money is one of the largest financial commitments you will make. Our suite of loan calculators helps you find your exact monthly instalment, visualize your amortization schedule, and discover how part-payments save lakhs in interest.

How to Choose the Right Calculator:If you already have a loan amount and interest rate from your bank, start with the EMI Calculator. If you are debating between taking a home loan vs investing in equities, use the Prepay vs Invest Calculator.

Core EMI Calculators

Standard reducing-balance monthly payment estimators for retail loans.

Loan EMI Calculator

Calculate monthly instalment and complete year-by-year amortisation schedule for any loan.

SBI Home Loan EMI Calculator

Specialized for SBI EBLR rates, MaxGain overdraft, and concession benefits.

Car Loan EMI Calculator

Calculate monthly vehicle payments, down payment impact, and total interest.

Prepayment & Decision Comparisons

Evaluate strategic financial choices to cut debt and interest outflows.

Prepay vs Invest Calculator

Compare whether making part-payments saves more than investing in mutual fund SIPs.

Rent vs Buy Calculator

Evaluate true long-term financial net worth of paying rent versus servicing an EMI.